Agriculture Loan
For agriculture production capital/expenses
Maximum Loan Amount
Depending on cost of production and computed based on hectarage
Maximum Term
3-12 months depending on commodity, based on commodity profile
Manner of Payment
Daily and weekly – cash onsite or over-the-counter
Monthly – cash onsite, over-the-counter, PDC, or direct bank-to-bank
Lumpsum - upon harvest
Enterprise Loan
For Business capital - working capital, day-to-day operations, inventory, etc
For start-ups and expansion/diversification
Maximum Loan Amount
Min – PHP 5,000.00
Max – PHP 2M
Amount requested supported by business plan and validated through capacity and cash flow (debt capacity threshold) assessment
Maximum Term
Maximum of 3 years depending on loan amount, client cash flow, and business status
Manner of Payment
Daily and weekly – cash onsite or over-the-counter
Monthly – cash onsite, over-the-counter, PDC, or direct bank-to-bank
Business Asset Acquisition Loan
For Acquisition of business assets, such as equipment, machineries, real estate properties, vehicles
For construction and/or improvements of business facilities
Maximum Loan Amount
80% of cost of acquisition or cost of construction/improvement
Maximum Term
Maximum of 7 years depending on loan amount, client cash flow, and business status
Manner of Payment
Daily and weekly – cash onsite or over-the-counter
Monthly – cash onsite, over-the-counter, PDC, or direct bank-to-bank
Personal and Household Consumption
For Personal and household needs and expenses
Maximum Loan Amount
Min: Php 5,000.00
Max: 300,000.00
Maximum Term
12 Months
Manner of Payment
Monthly - covered by PDC; salary deduction; over-the-counter; on-site collection; bank-to-bank
Emergency Loan
For emergency-related expenses such as accident, medical emergency, death, calamity, fire, and the likes
Maximum Loan Amount
PHP 10,000.00
Maximum Term
6 Months
Manner of Payment
Monthly - over-the-counter; on-site collection; bank-to-bank
Household Asset Acquisition Loan
For acquisition of residential/personal lot or house and lot; repair and renovation
Household Asset such as equipment/appliances, motor vehicle, and other assets
Maximum Loan Amount
Min: Php 20,000.00
Max: Php 5M
Maximum Term
7 years, depending on loam amount and client cash flow
Manner of Payment
Monthly - covered by PDC; over-the-counter; on-site collection; bank-to-bank
Memorial Lot
Purchase of memorial lot at Manila Memorial Park and Sta. Rita De Casia Memorial Park
Maximum Loan Amount
Based on prevailing lot price
Maximum Term
60 months
Manner of Payment
Monthly - cash (OTC) or covered with PDC